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e-RUPI Digital Payment : How To Use

e-Rupi-digital-vouhcer

The honourable Prime Minister of India Mr. Narendra Modi has launched digital initiatives from time to time. Over the last few years, a kind of digital revolution has happened in India. The citizens have become more aware of the digital modes of payments which have improved the standard of living. Today through this article we are going to tell you about the e-RUPI digital payment platform. This platform is an instrument through which its users can make digital payments. By reading this article you will get to know complete details of this payment mechanism like its objective, benefits, working, download procedure, etc. So if you want to get complete details regarding the e-RUPI digital payment platform then you have to go through this article very carefully till the end.

What is e-RUPI Digital Platform

On 2 August 2021, the Prime Minister of India Mr. Narendra Modi is going to launch a digital payment platform called e-RUPI Digital Platform. This platform is a cashless and contactless instrument that will be used for making digital payments. It is a QR code or SMS string-based e-voucher which will be delivered to the mobile of the users. The users will be able to redeem this voucher without any digital payment app, internet banking, or card. This digital payment platform has been developed by the national payments corporation of India on its UPI platform. The collaborating partners are the Department of Financial Services, the Ministry of health and family welfare, and the national health authority. This initiative will connect the sponsor of services with the beneficiaries and service providers. The connection will hold in a digital manner without any kind of physical interface.

How to Use e-RUPI Digital Payment Platform

e-RUPI has been developed as a cashless app. The help of an SMS string or QR code system will be taken to send this app to the mobile of the general public of the country. Beneficiaries can directly download this app on their mobile through SMS string or QR code. You can use this prepaid gift-voucher app without any credit or debit card, mobile app, or internet banking. Digi e-Rupi in India.

Sponsors of e-RUPI services will not need to physically interface with anyone to send this app to every mobile in the country. You can use it as a prepaid gift voucher. Beneficiaries and service providers will be linked through this e-RUPI service

With the help of the e-RUPI platform, the payment of the service provider will be made only after the completion of a transaction. This payment platform will be prepaid in nature which does not require any kind of intermediary to make payment of the service provider. Other than that this platform can also be used for delivering services under schemes that are meant for providing drugs and nutritional support like mother and child welfare scheme, TB eradication program, drug and diagnostic under a scheme like Ayushmann Bharat Pradhan Mantri Jan Arogya Yojana, fertilizer subsidies, etc. The private sector can also leverage these digital vouchers for their employee welfare and corporate social responsibility programmes. Leak-proof revolutionary delivery of welfare services will be ensured through this initiative.

Voucher Issuing Procedure

The e-RUPI digital payment system has been developed by the National Payment Corporation of India on its UPI platform. The national payment corporation of India has boarded banks that will be the issuing authority of the voucher. The corporate or government agency is required to approach the partner bank (private and public sector lenders) along with the details of the specific person and purpose for which the payment is required to be made. The identification of beneficiaries will be done by using their mobile number voucher allocated by the bank. This platform will be our revolutionary digital initiative which will improve the standard of living and make the procedure of payment simple.

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